Introduction：
1、How Do I Find Who Hacked My Email Account？
2、5 Common Methods Hackers Use to Break Into Your Bank Account
How Do I Find Who Hacked My Email Account？ ♂
What you and I can do is very limited.
When accounts are hacked, folks really want to be able to figure out who did this to them. Where did it happen? What computer were they on? Who are they?
The short answer is, you’re extremely unlikely to figure out who hacked your email account. There’s almost nothing you can do.
If laws have been broken — if you can involve local law enforcement and they have the time and the expertise to help — then they may have the ability to get more information.
Sometimes, they can even track down an individual.
Several factors make this an extremely rare result:
Law enforcement doesn’t have time. They must prioritize other, more serious issues needing their attention.
Law enforcement doesn’t have the expertise. While it is getting better, most law enforcement agencies simply don’t have the technical know-how required for these situations.
Law enforcement doesn’t have jurisdiction. Hackers are often in other countries, where your law enforcement agencies can’t help.
Even though it’s incredibly important to you, and a personal violation, it’s just not a priority for most law enforcement agencies to help people with hacked accounts.
If you’re not able to get outside help tracking down the culprit, I advise that you don’t bother trying. It’ll be a frustrating experience, and as you can gather, the chances of finding anything are slim.
What you can do is focus instead on recovery and prevention.
Begin by reading “Email Hacked? 7 Things You Need to Do Now” to make sure you’ve completely recovered your account. Changing your password is not enough, and often leaves your account in a state that allows the to quickly take it over again. There are several steps you need to take.
Learn from the experience. As best you can, figure out how the hacker got your account in the first place, and take steps to make sure it doesn’t happen again. For starters, follow the steps outlined in Internet Safety: 7 Steps to Keeping Your Computer Safe on the Internet.
Finally, after you’ve secured your account and plugged any leaks, get on with your life.
Let it go.
5 Common Methods Hackers Use to Break Into Your Bank Account ♂
With so many people moving to internet banking, it's no wonder that cybercriminals seek to hack bank accounts. What may be surprising, however, are the lengths these individuals will go to in order to access your finances. Here's a look at how someone can hack your bank account and how you can stay safe.
Fake banking apps have become a simple route for facilitating a bank account hack. This attack involves the hacker creating a replica of a legitimate banking app and uploading it to third-party websites. When you download this app, it prompts you for a username and password. If you enter your details, they're sent to the hacker.
The sneakier version of this attack is the mobile banking Trojan. These aren't disguised as a bank's official app; instead, they're usually completely unrelated apps with a Trojan installed within. When you install one, the Trojan scans your phone for banking apps.
This malware variety plays an integral role in the entire process of bank account hacking. When it detects the user launching a banking app, the malware quickly creates a window that looks identical to the app you just booted up.
If this is done smoothly enough, the victim won't notice the swap and will enter their details into the fake login page. These details are then uploaded to the malware author.
Banking Trojans typically need an SMS verification code to access your account. To do this, they'll often ask for SMS reading privileges during the installation to steal the codes as they come in.
Hackers have escalated their efforts to trick people into clicking phony links as the public becomes more savvy toward phishing tactics. One of their nastiest tricks is hacking solicitors' email accounts and sending phishing emails from a previously trusted address.
This hack is so devastating because of how hard it is to spot the scam. The email address would be legitimate, and the hacker could even talk to you on a first-name basis. This is exactly how an unfortunate home buyer lost £67,000, as reported by The Guardian, despite replying to a previously legitimate email address.
Have you ever seen someone's password by looking at what they type into their keyboard? Keyloggers are the digital version of that. These usually come bundled in with malicious software and silently work in the background.
Whenever you type something on your keyboard, a keylogger sends the data back to a hacker. It doesn't sound dangerous at first, but if the cybercriminal notices you typing in a banking website's URL, followed by something that looks like a username and password, they can use that data to get into your account.
Sometimes, a hacker will target the communications between you and your bank's website to get your details. These are called Man-in-the-Middle (MitM) attacks, and the name says it all: it's when a hacker intercepts communications between you and a legitimate service.
Usually, a MitM attack involves monitoring an insecure server and analyzing the data that passes through. When you send your login details over this network, the hackers "sniff out" your details and steal them.
Sometimes, however, a hacker will use DNS cache poisoning to change what site you visit when you enter a URL. A poisoned DNS cache means that "www.yourbankswebsite[dot]com" will instead go to a clone site owned by the hacker. This cloned site will look identical to the real thing; if you're not careful, you'll end up giving the fake site your login details.
SMS authentication codes are a huge problem for hackers. Unfortunately, they have a way to dodge these checks—and they don't even need your phone to do it!
To perform a SIM swap, a hacker contacts your network provider, claiming to be you. They state that they've lost their phone and would like a transfer of their old number (which is your current number) to their SIM card. This is one of the most widely used methods to hack a bank account through a phone number.
If they're successful, the network provider strips your phone number from your SIM and installs it on the hacker's SIM instead. This is often achievable with a Social Security number, which someone could obtain through a data breach or the owner carelessly handing it over.
Once they have your number on their SIM card, they can circumvent SMS code protection easily. When they log into your bank account, the bank sends an SMS verification code to their phone rather than yours. They can then log in to your account unimpeded and take the money.
Now you know the methods hackers use to crack your bank account open, here are some tips on staying safe:
Stay safe when downloading apps by checking for fake or malicious entries.
Learn about the different kinds of phishing and how to stay safe.
Enable two-factor authentication on your account to stop keyloggers.
Use a secure VPN when connected to a public Wi-Fi connection.
Learn about SIM swapping and how you can protect yourself.
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